Budgets, subscriptions and split expenses

Most households lose money to invisibility: subscriptions nobody tracks and shared costs one person always ends up paying.

Subscriptions

Every recurring charge in one list — renewal dates, monthly total, categorized. Know what you pay before it renews, not after.

Budgets

Set a plan per category (groceries, transport, leisure…) and watch actuals fill in as you record spending.

Split expenses

Record who paid, split evenly or by share, and Fam keeps the running balance — settle up when it’s worth settling.