Quick answer: Cozi is a solid free calendar-and-lists app, but Fam wins for households that also want meals, chores with kid rewards, pantry inventory, and money tracking in one ad-free app — core free, Pro $6/month.
| Feature | Fam | Cozi |
|---|---|---|
| Price | Core free; Pro $6/mo per household | Free with ads; Gold $39.99/yr |
| Ads | None, ever | Ads on free tier |
| Shared calendar | Yes, with reminders | Yes — Cozi's core strength |
| Meal planning & recipes | Yes, tied to shopping list | Yes, basic recipe box |
| Shopping lists | Shared, real-time | Yes |
| Chores & kid rewards | Yes, gamified points per child | No |
| Money & budget tracking | Yes: budgets, subscriptions, spend | No |
| Pantry inventory | Yes | No |
| Privacy | No trackers; isolated encrypted DB per household | Ad-supported; third-party tracking |
| Platforms | PWA: iOS, Android, macOS, Windows | iOS, Android, web |
A little more than Cozi Gold ($39.99/yr ≈ $3.33/mo vs Fam Pro's $6/mo), but Fam includes money tracking, pantry, and rewards — and the core is free forever, even without paying.
No. Cozi covers calendar, lists, and meals. Fam adds shared budgets, subscription tracking, and spending overviews.
Never — no ads and no third-party trackers on any tier.